Privacy Polcy

Privacy Policy Last Updated: June 29, 2026

At Insure ACA Now (“we,” “us,” or “our”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [insureacanow.com], submit a quote request, or engage with our services.

Information We Collect We may collect the following types of information:

Personal Information: Name, address, email address, phone number, date of birth, household size, and income information (if needed for eligibility).

Health-Related Information: Details you voluntarily provide about your health coverage needs (we do not collect or store detailed Protected Health Information (PHI) unless required and properly safeguarded).

Automatically Collected Information: IP address, browser type, device information, and cookies to improve our website experience.

How We Use Your Information We use your information to:

Provide personalized insurance quotes and plan comparisons.

Assist with ACA Marketplace applications and enrollments.

Communicate with you about your requests and coverage.

Improve our website and services.

Comply with legal and regulatory requirements.

Sharing Your Information We may share your information with:

Insurance carriers and partners to obtain quotes and process applications.

Licensed agents or third-party service providers who assist with our operations.

Government agencies (e.g., HealthCare.gov) as required for enrollment and eligibility determinations.

We do not sell your personal information. We may share aggregated or anonymized data that does not identify you.

Data Security We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no security system is completely impenetrable.

Your Rights and Choices You may:

Request access to or correction of your information.

Opt out of marketing communications (unsubscribe link provided in emails).

Request deletion of your information, subject to legal obligations.

Cookies and Tracking We use cookies to enhance functionality and analyze website traffic. You can manage cookie preferences through your browser settings.

Children’s Privacy Our website is not intended for children under 18, and we do not knowingly collect data from minors.

Changes to This Privacy Policy We may update this policy periodically. We will notify you of material changes by posting the new policy on our website.

Contact Us For questions about this Privacy Policy, contact us at:

Email: [email protected] / Phone: 561-834-4101

Terms Of Service

Terms of Service Last Updated: June 29, 2026

Welcome to Insure ACA Now (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website [insureacanow.com] and the services we provide. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our site.

Our Services Insure ACA Now is an independent insurance brokerage that helps individuals and families explore health insurance options through the ACA Marketplace and ancillary products (dental, vision, critical illness, etc.). We connect you with licensed agents and insurance carriers. We do not issue insurance policies ourselves — coverage is provided by the respective insurance companies.

No Guarantee of Coverage All insurance quotes, eligibility, and coverage are determined by the insurance carriers and applicable government programs. We make no guarantees regarding approval, pricing, or availability of coverage. Final terms are set by the insurer.

User Responsibilities You agree to provide accurate and complete information when requesting quotes or applications. You are responsible for reviewing any insurance policy documents carefully before purchasing.

Intellectual Property All content on our website is owned by Insure ACA Now or our licensors and is protected by copyright and other intellectual property laws. You may not copy, modify, or distribute our content without permission.

Prohibited Activities You agree not to:

Use our website for any unlawful purpose.

Submit false or misleading information.

Attempt to interfere with the proper working of the site.

Limitation of Liability To the fullest extent permitted by law, Insure ACA Now shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount paid by you, if any, for our services.

Disclaimer of Warranties Our website and services are provided “as is” without warranties of any kind. We do not warrant that the information on our site is accurate, complete, or up to date.

Indemnification You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your violation of these Terms or your use of the website.

Governing Law These Terms are governed by the laws of the State of [Your State], without regard to conflict of law principles.

Changes to These Terms We may update these Terms from time to time. Continued use of our website after changes constitutes acceptance of the new Terms.

Contact Us For questions about these Terms, contact us at:

Email: [email protected] / Phone: 561-834-4101